1) Higher Premiums:
As individuals age, their medical needs tend to increase, resulting in higher insurance premiums and out-of-pocket costs. This financial strain can be particularly challenging for seniors, many of whom may be relying on their retirement savings.

2) Access to Care:
Securing suitable and affordable care can pose challenges, as certain insurance plans may offer limited networks or exclude specific treatments and medications.

3) Complexity of Insurance Plans:
Grasping the intricacies of insurance plans, such as coverage options and benefits, can prove difficult for seniors, making it challenging to navigate the system.

4) Ageism and Bias:
Seniors may encounter age-related prejudices, leading to less favorable conditions or increased premiums based solely on their age.

The reality is that everyone goes through the aging process, and denying the challenges that come with it is simply self-deception. Insurance providers should offer policies that cater better to the elderly, as those in charge of making unfavourable decisions for them may one day find themselves in a similar situation.

Additionally, it’s crucial to reclaim our autonomy by adopting healthy lifestyles to stay fit and well, as relying solely on the medical system is not ideal.